Our services are free for you
As the bank pays us a finder’s fee
Access to the interest rates the banks don’t want you to know are available saving you thousands of $$$$.
Since we send lenders millions of dollars of new business each month, they always offer us the deepest discounts which we pass that on to you IMMEDIATELY – whether you are purchasing, refinancing or renewing
We shop the market saving you time
Calling us is like calling over 50 different lenders including Banks, Credit Unions and Trust Companies – we have access to all of them and so will save you time
We don’t work for any one bank, we work for you!
Isn’t it time the Banks compete for your mortgage business?
We will provide you with some options so you can compare the two – what your bank is offering you and what we are able to offer you then ultimately you decide which you feel most comfortable with. It never hurts to get a second opinion on the biggest financial obligation you will probable ever have
Our application process is simple and quick we will take some information and then send it electronically to the lenders that we feel are the best fit for your situation; 24 hr turnaround is usual!
Step By Step
We will walk you through the process of getting a mortgage, step by step, especially if you are a first time home buyer – it can be daunting
We are available on your terms
Day, evening and weekends
We take one credit bureau only but can forward your file to many lenders!
Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all!
Large range of products
Such as self employed, credit challenged, no down payment, cottage properties, line of credit, 2nd mortgages and more
We appreciate your business
We want to do an exceptional job for you because we want all your family and friends business in the future!
We are Licensed Experts
Deal with a mortgage expert specializing in mortgages from all lenders not just one
If the rates drop before you close you automatically get the lower rate and if rates go up you have the lower rate locked in
Including Annual Mortgage Check-Ups, Variable Rate Updates and the planning of your Mortgage Burning Party!!